THE FOLLOWING INFORMATION IS USUALLY REQUIRED DURING THE LOAN PROCESS:
2 Pay Stubs covering most recent consecutive 30-day pay cycle
2 most recent years W-2 forms and / or 1099 forms (covering all jobs held)
2 Forms of ID - 1 must be a Government Issued Photo ID, and 1 of the following:
Social Security Card
Current Utility bill with your current address
Current Voter Registration Card
Military ID
Unexpired Passport
2 Months of the most recent bank or credit union statement(s) — (all pages, even if they are intentionally left blank)
2 most recent years Tax Returns (all pages and schedules)
IF YOU CURRENTLY OWN A REAL ESTATE YOU WILL HAVE TO PROVIDE ADDITIONAL DOCUMENTS:
Mortgage account information (current mortgage statement)
Home insurance policy information
Most recent property tax statements
HOA Statement
FOR MORE INFORMATION, OR IF YOU HAVE ADDITIONAL QUESTIONS, CONTACT ONE OF OUR MORTGAGE EXPERTS.
Call: (832) 912-2173
Email: wellspringcu@focusone.com